loader image

Buy to let mortgage in Sheffield

Call free 7 days a week

You could say Sheffield is the Rome of South Yorkshire, both having rich and fascinating history, and they’re both built on seven hills. However, unlike Rome, Sheffield offers lots of opportunities for an investment property, plus some of the lowest property prices around.

Buy to Let Mortgage in Sheffield

Our dedicated and helpful Mortgage Advisor in Sheffield will provide you with expert Buy to Let Mortgage Advice.

Perhaps you’re a first-time landlord, or perhaps you already own a large portfolio of properties. We are known for providing the same level of service no matter how you choose to work with us.

Our mortgage broker in Sheffield has helped many investors obtain buy-to-let loans over the years. We’ll match you with the best mortgage for what you’re looking to accomplish with your investment purchases by sifting through 1000s of products.

What do you want information on?

This can be one of the popular mortgage options available for those wishing to invest in the residential & rental property.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.


Looking for a better mortgage deal? Or to release some of the equity in your home? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. Find out why.

Why Invest Buy-to-Let in Sheffield?

Sheffield, or the Steel City is amongst the fastest growing cities in the country – which is good news when it comes to future demand for accommodation. The current population is 575,400 but official forecasts say the South Yorkshire city is likely to increase to 652,300 by 2039. That’s almost 80,000 more people to house.

You don’t have to live in Sheffield, or the UK to know that the city is famous worldwide for being the Steel City – known for the invention of stainless steel, and the engineering of steel are still highly important and key industries today, other sectors are thriving through the South Yorkshire city, such as logistics, distribution, health and education, finance, and telecom services.

For property investors, you couldn’t of moved to Sheffield at any better time. Developing new and high tech industries, and high paid jobs at businesses like, AMP, The University of Sheffield, global brand, Rolls Royce and Mclaren, who have recently moved in the past two years. Although Your investment property and rental income need to be taken into consideration.

Property Values

Buy to Let Mortgage in Sheffield

If you’re wanting a budget property investors paradise, Sheffield is one of the cheapest major cities in England to buy a property. The average property price here is £138,200 – only Liverpool and Newcastle are cheaper.

However, cheap doesn’t necessarily mean you can’t make a profit on your investment property. Sheffield property prices have risen by more than £33,000, on average, since the 2008 financial crash – one of the largest increases of any major Yorkshire city.

According to Stephen Kerrigan, mortgage advisor in Sheffield, the S1 and S2 postcodes are amongst the best buy to let areas in Britain for yields, offering 6.85% and 8.16% respectively.

Sheffield property investors need to know that Sheffield City Council has property licencing schemes in a few selected parts of the inner city so you need a licence to let a property.

Rental Demand

Buy to Let Mortgage in Sheffield

Speak to our expert Mortgage advisors today.
100% Fee Free advice.

Call our expert advisors now

Arrange a callback

Wer'e rated 5* because we care.
Book your fee-free consultation today

Opening Times

Weekdays: 9 am – 5:30pm on weekdays

Saturday: 9am-5pm  

Evenings: After 6pm on request

Mortgage Broker in Sheffield

Switching your mortgages is easy with us

Buy to Let Mortgage in Sheffield

Frequently Asked Questions

A minimum deposit is required for purchasing a property in Sheffield. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.

Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Sheffield use your salary and dividend, while others may use your net profit.

Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.

It will take about an hour for our free mortgage consultation in Sheffield. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Sheffield. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

Buy to Let Mortgage in Sheffield

Sheffield is a city in South Yorkshire, England. The Millennium Gallery in Sheffield’s city center displays metalwork and art from all over the world. In the winter, the Winter Garden is filled with plants in a temperate glasshouse. The Kelham Island Museum highlights the city’s industrial history. In the surrounding countryside, there are moorland and rocky ridges typical of the Peak District National Park.

HQ: 34 Stoops Road, Bessacarr, Doncaster DN4 7ES

Mortgages in Sheffield
Mortgages in Sheffield

HQ Map

Hey There!

We noticed you’ve been here for some time now

Can we help you with your mortgage?