First-Time Buyers in Brighton are looking to save money on their current Mortgage in the south of England, our mortgage advisor Stephen Kerrigan is here to help.
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Looking for a better mortgage deal? Or to release some of the equity in your home? The process is often not as easy as it first appears.
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. Find out why.
This can be one of the popular mortgage options available for those wishing to invest in the residential & rental property.
Buying a home in Brighton can be a challenging pursuit, but MortgagesRM is here to help. With our experts by your side, you’re sure to find the perfect place, secure and tailor-made mortgage option, solicitor of choice, and get everything done efficiently.
The size of mortgage you can get depends on your income. Some lenders use a multiple of your income others look at how much you can afford based on your income and outgoings.
As a rough guide, a typical multiple is four times your income. This figure could be higher or lower depending upon your individual circumstances and different lenders’ criteria.
Lenders who look at what you can afford base this on the number of people applying for the mortgage and any loans or debts that you have outstanding. Some lenders offer very good deals for first time buyers, so it always worth asking us to research the market on your behalf.
We offer a flexible service that gives you the power to choose how and when you want to get in touch with us. Whether that’s online, over the phone, or in branch – we’re here for you whenever your need help.
We have exclusive 90-95% First Time Buyer mortgages that make the dream of home ownership more affordable. Rest easy because our “Best in Market” mortgage promise guarantees you a competitive rate and exceptional service.
Come and see for yourself how we’ve helped thousands of first-time buyers in Brighton just like you.
When looking for a mortgage, you need to consider whether your lender will base your mortgage on your income or what is affordable for you based on income and living expenses.
Your mortgage loan can be calculated by multiplying your income four times. This number may change depending on individual circumstances and lender requirements, but is a good starting point.
Lenders examine how much money you can afford to pay by considering the number of people in your household and any loans or debts that you have. There are lenders offering special loans for first-time buyers, so we always recommend you ask us to research the current market on your behalf.
When you apply for a mortgage, remember that there are additional costs other than your deposit and monthly payments. For example, you will have to pay for the survey and the valuation of the property.
Mortgages may also have setup and booking fees, which we can provide the information for. Contact us to find out how much these fees may be
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