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The process of buying a home can be overwhelming for the first-time buyers, especially with so much competition and pressure from agents.

First-Time Buyers mortgage advice

The process of buying a home can be overwhelming for the first time buyer, especially with so much competition and pressure from agents.

MortgagesRM – Fee Free Mortgage Advisor in Doncaster can help you find the best mortgage for your needs and can act as a consultant to guide you through the housing process.

When you are ready to buy a property, it is always good to have an agreement in principle ready. Stephen Kerrigan, Mortgage Advisor in Doncaster can help with this.

Stephen Kerrigan, your fee free mortgage advisor for First-Time Buyers
MortgagesRM guarantees that you'll have the best first-time buyers service without needing to pay a fee.

We offer a flexible service that gives you the power to choose how and when you want to get in touch with us. Whether that’s online, over the phone, or in branch – we’re here for you whenever your need help.

We have exclusive 90-95% First Time Buyer mortgages that make the dream of home ownership more affordable. Rest easy because our “Best in Market” mortgage promise guarantees you a competitive rate and exceptional service.

Come and see for yourself how we’ve helped thousands of first-time buyers just like you.

We promise to find the perfect home mortgage for you.

We’ll take care of all the work with your lender, solicitor, and surveyor so you don’t have to worry about it.

Last, but certainly not least, we’ll take care of all the paperwork.

MortgagesRM provides a service that is 100% free from start to finish so you never have to worry about any “hidden costs”, and we are just a phone call away.

How much can I borrow?

First-time-buyers

Stephen Kerrigan, our Fee Free Mortgage Advisor will calculate the max amount you can borrow based on your personal circumstances. He’ll explain the purchase process and answer any questions you have in a clear manner.

 

The size of mortgage you can get depends on your income. Some lenders use a multiple of your income others look at how much you can afford based on your income and outgoings.

As a rough guide, a typical multiple is four times your income. This figure could be higher or lower depending upon your individual circumstances and different lenders’ criteria.

Lenders who look at what you can afford base this on the number of people applying for the mortgage and any loans or debts that you have outstanding. Some lenders offer very good deals for first time buyers, so it always worth asking us to research the market on your behalf.

Our mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. We don’t just find you a cheap deal – we’ll find the right deal that suits your needs and even accounts for any surprises in the future.

Stephen Kerrigan, your mortgage advisor will discuss the national Help to Buy scheme. This is for first-time homebuyers that are purchasing a new build property. It can help you buy an even better home than you initially thought possible!

Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.

MortgagesRM’s expert advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.

MortgagesRM - the home of 'Help to Buy, Shared Equity & Exclusive Offers'
First-time-buyers

Speak to our expert Mortgage advisors today.
100% Fee Free advice in one of our Branches

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What do you want information on?

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.

Remortgages

Looking for a better mortgage deal? Or to release some of the equity in your home? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. Find out why.

Buy-to-Let

This can be one of the popular mortgage options available for those wishing to invest in the residential & rental property.

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