Use this simple calculator to estimate how much you could borrow
The calculator will ask you for your income, a property value and deposit amount.
Check out our calculator to see what your Loan to Value (LTV) ratio is. Once you know this, you’ll be able to take a look at the rates available and make a decision about which loan type might be best for you.
If you haven’t found a property yet, enter your gross annual income (pre-tax yearly salary) and we’ll show you the maximum amount that we could lend you.
The figure provided does not take into account other factors that may be relevant to your situation, such as the amount you spend per month or the credit rating of your home. We recommend you get a ‘Decision in principle’ which offers an initial estimate of your borrowing capacity.
I want to find out what my monthly mortgage payments will be.
I would like to see which rates I am eligible for.
Getting a personalised estimate of the loan I can get at the start.
Before taking out any other loans, consider the risks carefully. If you do not make your mortgage repayments, the bank will take back or repossess your home.
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